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Wednesday, September 28, 2022

The Best 10-Year Mortgage Rates of 2022

As of today, October 18, 2021, the 10-year fixed mortgage rate is 2.41%, 10/1 ARM is 3.01% and 10/6 ARM is 4.05%. These rates...

The Best 15-Year Mortgage Rates for 2022

As of today, September 29, 2021, the 15-year fixed mortgage rate is 2.48% and the 15-year jumbo mortgage rate is 3.01%. These rates are...

How Does Pet Insurance Work?

According to the 2021-2022 American Pet Products Association (APPA) National Pet Owners Survey, 70% of U.S. households own a pet, which equates to nearly...

Decentralized Autonomous Organization (DAO): Definition, Purpose, and Example

What Is a Decentralized Autonomous Organization (DAO)? One of the major features of digital currencies is that they are decentralized....

How the Oil and Gas Industry Works

The oil and gas industry is one of the largest sectors in the world in terms of dollar value, generating an estimated $5 trillion...

How to Calculate Yield to Maturity of a Zero-Coupon Bond

Yield to maturity (YTM) is an important metric used in bond markets that describes the total rate of return that is expected from a...

Inherited CDs: How and When to Reinvest Your Funds

Certificates of deposit (CDs) are a low-risk way to put some money aside for the short- to medium-term future and earn a modest return...

Tax Efficiency Differences: ETFs vs. Mutual Funds

ETF vs. Mutual Fund Tax Efficiency: An Overview Tax considerations for mutual funds and exchange-traded funds (ETFs) can seem overwhelming...

How Not to Get Burned Paying Back Your Student Loans

Once you are finally ready to make payments on your student loans, it might seem like a pretty straightforward thing to do—just start paying,...

Introduction to Remittances

Most countries rely on migrant workers, defined as someone who has migrated from their home country or another country for employment purposes. Migrant workers...

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