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Wednesday, September 28, 2022
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Investing News

The Best 10-Year Mortgage Rates of 2022

Spec Stock Staff -
As of today, October 18, 2021, the 10-year fixed mortgage rate is 2.41%, 10/1 ARM is 3.01% and 10/6 ARM is 4.05%. These rates...
Investing News

The Best 15-Year Mortgage Rates for 2022

Spec Stock Staff -
As of today, September 29, 2021, the 15-year fixed mortgage rate is 2.48% and the 15-year jumbo mortgage rate is 3.01%. These rates are...
Investing News

How Does Pet Insurance Work?

Spec Stock Staff -
According to the 2021-2022 American Pet Products Association (APPA) National Pet Owners Survey, 70% of U.S. households own a pet, which equates to nearly...
Investing News

Decentralized Autonomous Organization (DAO): Definition, Purpose, and Example

Spec Stock Staff -
What Is a Decentralized Autonomous Organization (DAO)? One of the major features of digital currencies is that they are decentralized....
Investing News

How the Oil and Gas Industry Works

Spec Stock Staff -
The oil and gas industry is one of the largest sectors in the world in terms of dollar value, generating an estimated $5 trillion...
Investing News

How to Calculate Yield to Maturity of a Zero-Coupon Bond

Spec Stock Staff -
Yield to maturity (YTM) is an important metric used in bond markets that describes the total rate of return that is expected from a...
Investing News

Inherited CDs: How and When to Reinvest Your Funds

Spec Stock Staff -
Certificates of deposit (CDs) are a low-risk way to put some money aside for the short- to medium-term future and earn a modest return...
Investing News

Tax Efficiency Differences: ETFs vs. Mutual Funds

Spec Stock Staff -
ETF vs. Mutual Fund Tax Efficiency: An Overview Tax considerations for mutual funds and exchange-traded funds (ETFs) can seem overwhelming...
Investing News

How Not to Get Burned Paying Back Your Student Loans

Spec Stock Staff -
Once you are finally ready to make payments on your student loans, it might seem like a pretty straightforward thing to do—just start paying,...
Investing News

Introduction to Remittances

Spec Stock Staff -
Most countries rely on migrant workers, defined as someone who has migrated from their home country or another country for employment purposes. Migrant workers...
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